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Is Identity Theft Protection Worth It? Here’s What You Should Know From A Real ID Theft Victim!

Unfor­tu­nate­ly, iden­ti­ty theft is extreme­ly dif­fi­cult to pre­vent. What com­pounds the pro­lif­er­a­tion of iden­ti­ty theft is that so much of our infor­ma­tion is now online and eas­i­ly acces­si­ble to a a ready cho­rus of crooks and thieves. While the Inter­net and the ease of con­duct­ing online activ­i­ties has made all our lives eas­i­er, it has fueled an increase in iden­ti­ty theft crimes. In fact, it has made the thieves jobs eas­i­er!

For­tu­nate­ly there are actions con­sumers can take to pro­tect them­selves. There are numer­ous busi­ness online offer­ing iden­ti­ty theft pro­tec­tion. Many of these iden­ti­ty theft ser­vices can be obtained for free. Most of these ser­vices focus on ear­ly detec­tion and cor­rec­tion by mon­i­tor­ing your cred­it, finan­cial accounts. They also mon­i­tor and pub­lic sources of per­son­al infor­ma­tion like social media.

As most are aware, many apps we down¬≠loaded to our small devices such as smart¬≠phones and iPads are offered as ‚Äúfree.‚ÄĚ How¬≠ev¬≠er, if you want the full func¬≠tion¬≠al¬≠i¬≠ty of the app, you have to buy their ‚Äúpre¬≠mi¬≠um‚ÄĚ ver¬≠sion. Well, iden¬≠ti¬≠ty theft pro¬≠tec¬≠tion is sim¬≠i¬≠lar. If you want the basic func¬≠tions of iden¬≠ti¬≠ty theft pro¬≠tec¬≠tion, you can eas¬≠i¬≠ly find it for free. But if you want the ‚Äúpre¬≠mi¬≠um‚ÄĚ pro¬≠tec¬≠tion, you won‚Äôt be get¬≠ting it for free.

Hear from a real iden­ti­ty theft vic­tim and learn from this expe­ri­ence. Iden­ti­ty theft can tru­ly be a long night­mare for its vic­tims. So watch this video and decide for your­self if iden­ti­ty theft pro­tec­tion is worth it!
00:00 Intro­duc­tion
00:42 Do I Need Iden­ti­fi­ca­tion Insur­ance
01:01 Here’s What I Learned About Iden­ti­ty Theft Insur­ance
01:14 Iden­ti­ty Theft Resource Cen­ter
01:26 The Three Major Cred­it Bureaus
01:44 Iden­ti­ty Theft Pro­tec­tion Mon­i­tor­ing
02:01 Mon­i­tor­ing Beyond The Free Ser­vices
02:25 Han­dling Clean-Up If Your Iden­ti­ty Is Stolen
02:42 Cov­er­age If Your Wrong­ful­ly Arrest­ed For Some­thing ID Thieves Did
03:12 Iden­ti­ty Theft Pro­tec­tion Month­ly Costs
03:23 Check For Sources Of Free Cred­it Card Mon­i­tor­ing
04:05 Cred­it Freez­ing & Unfreez­ing
04:36 If You’re At High Risk For ID Theft
05:06 Prac­tice Good Data Hygiene
05:23 When Shop­ping For ID Theft Insur­ance Plan, Make Sure You Under­stand What You’re Sign­ing Up For
05:40 Make Sure You’re Get­ting Enhanced Per­son­al Infor­ma­tion Mon­i­tor­ing
05:55 Steps To Take With­out Spend­ing Mon­ey
07:24 Nev­er, Ever Give Out Ver­i­fi­ca­tion Code
08:11 Pre­vi­ous ID Theft Vic­tim Did­n’t Believe I Would Be At Risk
08:35 Lessons Learned
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