Scroll Top

Senior Scams: Senior Loses $800K In Another Heartless Fraud

An elderly man looking distressed sits at a table with lottery tickets and a large stack of papers. His face shows worry and sadness. In the background, younger people in business attire with malicious expressions talk on phones and count money, indicating scammers.

Why We Report On Senior Scams

As the founder of Stamp Out Scams, I tru­ly believe that senior scams are one of the most dam­ag­ing scams out there.  How­ev­er, all of us can learn from the sto­ries of real vic­tims. Why? Because the true sto­ries are from their own mouth and through their own tears. In this post, I believe shar­ing yet anoth­er heart­break­ing sto­ry will help high­light the dev­as­tat­ing impact of scams on our com­mu­ni­ty, espe­cial­ly on old­er adults. These vic­tims are brave enough to come out and tell their sto­ries, it is incum­bent on us to listen.…and learn!

Ear­li­er this year, Fox 9 News in Min­neapo­lis report­ed on a Ukrain­ian old­er adult man who trag­i­cal­ly lost $800,000 to a sweep­stakes scam. This case is a stark reminder of how ruth­less scam­mers can be in their pur­suit of ill-got­ten gains.

Includ­ed below is the news footage from Fox 9 New. It’s cru­cial for us to share these sad sto­ries, not to spread fear, but to edu­cate and empow­er oth­ers. By under­stand­ing how these scams oper­ate, we can bet­ter pro­tect our­selves and our loved ones. Please take a moment to watch the video and read through the details. Togeth­er, we can learn from these inci­dents and take proac­tive steps to pre­vent such tragedies in the future. Below this video, we will pro­vide overview of the scam and what can be done to avoid scams such as this vic­tim lays out.

The tale begins with a 76-year-old Ukrain­ian immi­grant, who, after sell­ing his home in Wash­ing­ton state, found him­self at the mer­cy of scam­mers who drained his bank accounts of a stag­ger­ing eight hun­dred thou­sand dol­lars. Inves­tiga­tive reporter Corin Hog­gard from Fox 9 unrav­els the intri­cate web of deceit that led to this dev­as­tat­ing loss.

Let’s take a look:

The Victim’s Plight: From Homeowner to Homeless

In this news piece, Julia Elders referred to this scam as emo­tion­al hack­ing. She also out­lined the dev­as­tat­ing finan­cial scam that drained a stag­ger­ing eight hun­dred thou­sand dol­lars from her father’s bank accounts. This old­er adult vic­tim, a 76-year-old Ukrain­ian immi­grant, had recent­ly sold his home in Wash­ing­ton state, only to find him­self essen­tial­ly home­less due to the deceit­ful actions of scam­mers.

Inves­tiga­tive jour­nal­ist Corin Hog­ger from Fox 9 man­aged to track down one of the indi­vid­u­als to whom the vic­tim had sent cashier’s checks. The recip­i­ent, Bog­dan Nali­vaiko, was found resid­ing in a Motel 6, a stark con­trast to the com­fort­able 2300 square foot home he had recent­ly sold. Nali­vaiko’s inten­tion to use the pro­ceeds from the home sale for his retire­ment was shat­tered when he could­n’t even afford to pay the movers, lead­ing to a dis­tress­ing call to his daugh­ter, Julia Elders, who lived miles away in Min­neapo­lis.

Elders quick­ly grasped the grav­i­ty of the sit­u­a­tion, but the scam­mers had exe­cut­ed their scheme swift­ly, leav­ing her feel­ing help­less. Through relent­less calls and texts, the fraud­sters manip­u­lat­ed her father into send­ing exor­bi­tant amounts in cashier’s checks, deplet­ing his entire eight hun­dred thou­sand dol­lar bal­ance with­in a week from April 26th to May 3rd. The trail of the deceit­ful artists led to scat­tered phone num­bers and address­es across the coun­try.

One par­tic­u­lar num­ber was traced to Exquis­ite Par­ty Man­age­ment in Flori­da, a par­ty enter­tain­ment ser­vice owned by Jen­ni­ca Jones, who was also the recip­i­ent of two fifty thou­sand dol­lar cashier’s checks from Nali­vaiko. Despite efforts to con­tact Jones, she abrupt­ly end­ed the con­ver­sa­tion, leav­ing Elders emo­tion­al­ly dis­traught. The emo­tion­al toll of poten­tial­ly being asso­ci­at­ed with the scam was evi­dent as Elders broke down in tears, strug­gling to com­pre­hend the depth of the sit­u­a­tion and the involve­ment of mul­ti­ple indi­vid­u­als in the crime.

A distressed senior man stands outside a modest house with a "Sold" sign in the yard, holding a framed family picture of his daughter, her husband, and their two young kids. The sky is overcast, and the lawn shows signs of neglect.
Anoth­er Senior Scam Vic­tim

Elders expressed dis­ap­point­ment in finan­cial insti­tu­tions like Chase and Bank of Amer­i­ca for fail­ing to flag the unusu­al trans­ac­tions and inter­vene. Both banks cit­ed the need for fur­ther inves­ti­ga­tion when approached about the mat­ter. Elders stressed the impor­tance of pre­vent­ing such inci­dents proac­tive­ly, high­light­ing the banks’ respon­si­bil­i­ty in pro­tect­ing vul­ner­a­ble cus­tomers. The FBI had launched an inves­ti­ga­tion, and Elders had dis­cus­sions with an agent, though she har­bored doubts about recov­er­ing her father’s funds.

The bur­den of seek­ing jus­tice now rest­ed on Elders, as the FBI advised her to play the role of a sleuth in uncov­er­ing the truth behind the scam. In a heart­warm­ing ges­ture, fam­i­ly and friends ini­ti­at­ed a GoFundMe page to sup­port Nali­vaiko with liv­ing expens­es. Seat­tle Sea­hawks wide receiv­er Tyler Lock­ett con­tributed two thou­sand dol­lars to the cause, rais­ing aware­ness on social media about the plight of the vic­tim.

Nali­vaiko, who had lost over eight hun­dred thou­sand dol­lars, now relies on a mea­ger six­teen hun­dred dol­lar month­ly Social Secu­ri­ty check for sur­vival. The hope was that the GoFundMe cam­paign would aid in his tran­si­tion to sta­ble hous­ing, after which he would need to nav­i­gate a new path for­ward. The fam­i­ly’s ordeal evoked a sense of empa­thy, under­scor­ing the far-reach­ing con­se­quences of finan­cial scams and elder fraud, which amount­ed to a stag­ger­ing 3.1 bil­lion dol­lars in loss­es the pre­vi­ous year.

Senior Scams: Tracking Down the Culprits

News Inves­ti­ga­tor Corin Hog­gard’s relent­less efforts to iden­ti­fy and locate the scam­mers involved in the finan­cial scam shed light on the intri­cate web of deceit woven by these fraud­sters. Through metic­u­lous inves­tiga­tive report­ing, Hog­gard uncov­ered insights into the indi­vid­u­als per­pe­trat­ing the fraud­u­lent scheme, reveal­ing the dev­as­tat­ing impact on the vic­tims and the com­mu­ni­ty at large. Senior scams are a plight on our soci­ety as a whole.

Delv­ing into the heart-wrench­ing sto­ry of a 76-year-old Ukrain­ian immi­grant who fell vic­tim to elder fraud, Hog­gard’s pur­suit of jus­tice led him on a trail of evi­dence that spanned var­i­ous loca­tions across the coun­try. The vic­tim’s daugh­ter, Julia Elders, was left grap­pling with the emo­tion­al toll of the scam, as her father’s life sav­ings were drained in a mat­ter of days.

As Hog­gard pieced togeth­er the puz­zle of the scam­mer tac­tics, he uncov­ered a net­work of indi­vid­u­als com­plic­it in the scheme. From Bog­dan Nali­vaiko, resid­ing in a mod­est Motel 6 after squan­der­ing the pro­ceeds from the vic­tim’s home sale, to Jen­ni­ca Jones of Exquis­ite Par­ty Man­age­ment in Flori­da, the per­pe­tra­tors’ iden­ti­ties came to light.

The com­mu­ni­ty ral­lied behind Elders and her father, offer­ing sup­port in their quest for jus­tice. From the FBI’s ongo­ing inves­ti­ga­tion to the estab­lish­ment of a GoFundMe page to aid Nali­vaiko in his time of need, the out­pour­ing of sol­i­dar­i­ty show­cased the resilience of the human spir­it in the face of adver­si­ty.

By shed­ding light on the dark under­bel­ly of senior scams and the far-reach­ing con­se­quences of such crimes, Hog­gard’s efforts under­score the impor­tance of com­mu­ni­ty vig­i­lance and sup­port in com­bat­ing fraud­u­lent activ­i­ties.

The Emotional Fallout of Senior Scams: A Daughter’s Desperate Fight

Young woman with tears streaming down her cheeks, sitting on the edge of a bed in a dimly lit room with scattered family photographs and an open window in the background.
The Emo­tion­al Fall­out: A Daugh­ter’s Des­per­ate Fight

Many elder scams are uncov­ered through friends and/or fam­i­ly mem­bers.  The vic­tim’s daugh­ter found her­self in a har­row­ing sit­u­a­tion when she dis­cov­ered the finan­cial scam that drained a stag­ger­ing eight hun­dred thou­sand dol­lars from her father’s bank accounts. Despite her des­per­ate attempts to inter­vene, the fraud­sters’ decep­tive tac­tics proved to be over­whelm­ing.

The scam artists employed var­i­ous strate­gies to deceive the vic­tim.  They relent­less­ly con­tact­ed him through calls and texts, per­suad­ing him to send large sums of mon­ey via cashier’s checks. In just a week, from April 26th to May 3rd, they man­aged to deplete his entire bal­ance, leav­ing him essen­tial­ly home­less.

As Julia Elders grap­pled with the emo­tion­al impact of the sit­u­a­tion, she was deter­mined to seek jus­tice for her father. The toll of the scam was not just finan­cial but also deeply emo­tion­al, as she strug­gled to com­pre­hend the depth of the decep­tion and the involve­ment of mul­ti­ple indi­vid­u­als.

Juli­a’s dis­ap­point­ment extend­ed to finan­cial insti­tu­tions like Chase and Bank of Amer­i­ca, which failed to flag the unusu­al trans­ac­tions and inter­vene in time. Despite her efforts to con­tact the per­pe­tra­tors, includ­ing indi­vid­u­als linked to Exquis­ite Par­ty Man­age­ment in Flori­da, she faced road­blocks and eva­sive respons­es.

The emo­tion­al toll on Julia was pal­pa­ble, as she shed tears over the sit­u­a­tion. The bur­den of seek­ing jus­tice fell heav­i­ly on her shoul­ders, as the FBI advised her to take on the role of a sleuth in unrav­el­ing the intri­cate web of deceit.

Amidst the tur­moil, a glim­mer of hope emerged in the form of com­mu­ni­ty sup­port. Fam­i­ly and friends ral­lied behind Julia and her father, set­ting up a GoFundMe page to assist with liv­ing expens­es. Notable con­tri­bu­tions, such as those from Seat­tle Sea­hawks wide receiv­er Tyler Lock­ett, under­scored the empa­thy and sol­i­dar­i­ty extend­ed to the fam­i­ly in their time of need.

Juli­a’s deter­mi­na­tion to hold the scam­mers account­able and recov­er her father’s funds high­light­ed the resilience and courage she dis­played in the face of adver­si­ty. The saga of elder fraud, with loss­es amount­ing to bil­lions of dol­lars annu­al­ly, under­scored the per­va­sive nature of such crimes and the urgent need for pre­ven­tive mea­sures.

Seeking Justice: The FBI’s Involvement and Community Support

As the FBI delves into the com­plex­i­ties of the finan­cial scam that left a Min­neapo­lis woman emo­tion­al­ly dev­as­tat­ed and her father’s bank accounts drained of a stag­ger­ing eight hun­dred thou­sand dol­lars, the com­mu­ni­ty stands unit­ed in seek­ing jus­tice. The elders’ inter­ac­tion with law enforce­ment reveals doubts about the pos­si­bil­i­ty of recov­er­ing the funds, while the out­pour­ing of sup­port through a GoFundMe cam­paign, spear­head­ed by Seat­tle Sea­hawks’ Tyler Lock­ett, sheds light on the pow­er of sol­i­dar­i­ty in times of adver­si­ty.

The FBI’s ini­ti­a­tion of an inves­ti­ga­tion into the intri­cate web of decep­tion orches­trat­ed by the scam­mers marks a cru­cial step towards unrav­el­ing the truth behind the heinous act. We can only hope and pray they are able to track down yet anoth­er group of scam­mers.

Avoid Victim Shaming in Senior Scams

In the face of increas­ing senior scams, it is cru­cial to remem­ber that the vic­tims of these heart-wrench­ing decep­tions deserve our com­pas­sion and sup­port, not our blame. The senior vic­tim is not just anoth­er sta­tis­tic; he rep­re­sents count­less indi­vid­u­als who have been manip­u­lat­ed and defraud­ed, often los­ing their homes, sav­ings, and sense of secu­ri­ty. Blam­ing these vic­tims only exac­er­bates their suf­fer­ing, adding shame and iso­la­tion to their already immense bur­dens.

Elder scam vic­tims are often tar­get­ed because of their vul­ner­a­bil­i­ty. Many old­er adults are less famil­iar with dig­i­tal tech­nolo­gies and finan­cial intri­ca­cies, mak­ing them easy prey for sophis­ti­cat­ed fraud­sters. These crim­i­nals exploit the trust and good­will that many seniors  inher­ent­ly pos­sess. It is a pro­found injus­tice to fault the vic­tims for being deceived by the mali­cious intent of oth­ers. Instead, our focus should be on the per­pe­tra­tors who com­mit these heinous acts and on the sys­tems that allow such scams to thrive.

An elderly senior man with gray hair and wrinkles holds a sign that reads "Stop Victim Shaming." He stands against a neutral background, looking serious.
Stop Vic­tim Sham­ing

Blam­ing the vic­tims of elder scams ignores the psy­cho­log­i­cal tac­tics employed by scam­mers. These fraud­sters are high­ly skilled at manip­u­lat­ing emo­tions, cre­at­ing believ­able sto­ries, and exploit­ing the fears and hopes of their tar­gets. Old­er peo­ple are often sub­ject­ed to intense psy­cho­log­i­cal pres­sure, threats, and promis­es of safe­ty or finan­cial gain. Under such duress, even the most cau­tious indi­vid­ual can make deci­sions they would­n’t ordi­nar­i­ly make. Under­stand­ing this con­text is essen­tial in fos­ter­ing empa­thy rather than judg­ment.

Emotional Toll

The emo­tion­al toll of falling vic­tim to a scam is dev­as­tat­ing. Vic­tims often feel a deep sense of betray­al and loss, not only of their finan­cial sta­bil­i­ty but also of their dig­ni­ty and trust in oth­ers. Blam­ing them for their mis­for­tune only deep­ens their emo­tion­al wounds. These indi­vid­u­als need our under­stand­ing and sup­port to rebuild their lives, not our con­dem­na­tion. It’s impor­tant to rec­og­nize that they have already endured enough suf­fer­ing with­out the added bur­den of soci­etal judg­ment.

Fur­ther­more, blam­ing elder scam vic­tims can dis­cour­age them from seek­ing help or report­ing the crime. Fear of being judged or blamed can lead to silence, allow­ing fraud­sters to con­tin­ue their schemes unchecked. Encour­ag­ing an envi­ron­ment where vic­tims feel safe and sup­port­ed to come for­ward is vital for com­bat­ing elder scams. This sup­port can lead to increased aware­ness, bet­ter pre­ven­tion mea­sures, and stronger pro­tec­tions for our senior pop­u­la­tion.

Vic­tim-blam­ing also per­pet­u­ates a harm­ful stereo­type that old­er indi­vid­u­als are inher­ent­ly gullible or irre­spon­si­ble with their finances. This stereo­type is not only unfair but also untrue. Many old­er adults are finan­cial­ly savvy and cau­tious, yet they still fall vic­tim to senior scams due to the sophis­ti­cat­ed and decep­tive tac­tics used by fraud­sters. By under­stand­ing this, we can shift the nar­ra­tive from one of blame to one of sup­port and pro­tec­tion.

Societal Implications

It is also impor­tant to con­sid­er the broad­er soci­etal impli­ca­tions of blam­ing elder scam vic­tims. Our soci­ety val­ues jus­tice and com­pas­sion, and blam­ing vic­tims goes against these core prin­ci­ples. Instead, we should strive to cre­ate a com­mu­ni­ty that stands togeth­er against fraud, sup­port­ing those who have been harmed and work­ing to pre­vent fur­ther vic­tim­iza­tion. This col­lec­tive effort can help cre­ate a safer envi­ron­ment for every­one, espe­cial­ly our vul­ner­a­ble old­er adults.

We can help restore dig­ni­ty to those who have been wronged, encour­age the report­ing and pre­ven­tion of scams, and uphold the val­ues of com­pas­sion and jus­tice in our soci­ety.

Helpful Links

A computer screen on a desk in a cozy living room displays a list of helpful website links for seniors, with icons representing security tips, educational resources, and hotlines. The top of the screen reads "Helpful Links".

If you need to report a scam, please vis­it our “Report A Scam” web­site page.  On this page, you will find the var­i­ous agen­cies you can report scams to with web­site links.  It is rec­om­mend­ed that you also report scams or attempt­ed scams to your local police depart­ment.  To iden­ti­fy your state or local report­ing agency, vis­it this excel­lent Wikipedia guide to deter­mine who and where you should report for your par­tic­u­lar U.S. loca­tion.

In addi­tion, please vis­it our “About Us” page to learn more about our non-prof­it scam pre­ven­tion orga­ni­za­tion. Also, please vis­it our YouTube Chan­nel, ScamTV, for more scam-relat­ed news and scam pre­ven­tion guid­ance.

Stamp Out Scams is also excit­ed to announce its new sep­a­rate web­site for our YouTube Chan­nel, ScamTV.  This web­site can be found at www.scamtv.org.  While this web­site is new and still being devel­oped, we have big future plans for this site. We hope to great­ly expand our scam pre­ven­tion offer­ings on our new ScamTV site in the very near future.  We want to be your trust­ed source for “must-see” scam pre­ven­tion pro­gram­ming.

Donate To Support Scam Prevention

Laptop keyboard with text DONATE isolated on a blue background.

We are a reg­is­tered non-prof­it scam pre­ven­tion orga­ni­za­tion.  Donat­ing to Stamp Out Scams Inc. helps pro­tect vul­ner­a­ble indi­vid­u­als from falling vic­tim to deceit­ful schemes. Your sup­port enables us to edu­cate the pub­lic, raise aware­ness, and pro­vide cru­cial resources to iden­ti­fy and pre­vent scams. By con­tribut­ing, you play a vital role in safe­guard­ing com­mu­ni­ties and empow­er­ing peo­ple with the knowl­edge need­ed to stay safe from fraud.

Join us in the fight against scams and make a last­ing impact today. Please con­sid­er donat­ing to our scam pre­ven­tion mis­sion by vis­it­ing our Dona­tions Page and con­tribut­ing what­ev­er you can.

Conclusion

Even though this is a har­row­ing tale of decep­tion and loss, the resilience of the human spir­it shines through in the form of unwa­ver­ing com­mu­ni­ty sup­port and the relent­less pur­suit of jus­tice by law enforce­ment agen­cies. While the scars of senior scams may run deep, the col­lec­tive efforts to seek ret­ri­bu­tion and pro­vide solace serve as a bea­con of hope amidst the dark­ness of betray­al. Through uni­ty, empa­thy, and unwa­ver­ing deter­mi­na­tion, the com­mu­ni­ty stands firm in its resolve to com­bat fraud, uphold jus­tice, and extend a help­ing hand to those in need.

TL;DR

A Ukrain­ian immi­grant los­es $800,000 in a heart-wrench­ing finan­cial scam, leav­ing his daugh­ter to pick up the pieces amidst a web of decep­tion and betray­al.

Related Posts

Leave a comment

wpChatIcon
wpChatIcon
Privacy Preferences
When you visit our website, it may store information through your browser from specific services, usually in form of cookies. Here you can change your privacy preferences. Please note that blocking some types of cookies may impact your experience on our website and the services we offer.